Attachment Point
- Minimum: $100,000
- Target: $100,000 to $250,000
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Limits of Liability
- Maximum: $500,000
- Target: $100,000 to $250,000
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Standard Exclusions
- Merchant Marine Act of 1920 (Jones Act)
- Death on the High Seas Act
- Migrant and Seasonal Workers Protection Act
- Federal Employer's Liability Act
- War
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Negotiable Exclusions
- U. S. Longshore & Harbor Workers' Compensation Act
- Outer Continental Shelf Lands Act
- Defense Base Act
- Owned, Operated, Chartered or Leased Aircraft
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Application of the Buffer Layer Coverage
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Submission Requirements
- Excess Workers' Compensation application
- Five (5) years loss experience plus the current year in summary form
- Individual losses, which are in excess of $25,000, for five (5) years plus the current year
- Payroll history matching the loss experience
- Current valuation date (please specify)
- Current payroll by WC class code
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