BISYS Specialty Programs' Buffer Layer Program is a buy-down coverage for loss sensitive Workers' Compensation programs. This program was developed to assist qualified self-insured employers who wish to reduce their retained risk. Buffer layer coverage is ideal for accounts that are considering self-insurance for the first time or for established self-insured accounts that find high SIR's are no longer beneficial for their risk management strategies.
Eligible Classes
- Healthcare
- Mercantile
- Municipal
- Manufacturing
- Service Providers
- Transportation
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Available Products
- Buffer layer coverage for Excess Workers’ Compensation
- Buffer layer coverage for Employer’s Liability
- Specifications
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Ineligible Classes
- General Contractors
- Temporary Labor Services
- Accounts with Occupational Disease exposures
- Wrap-Up Projects
- PEO's
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Program Highlights
- Buffer Layer Coverage available exclusively through this carrier
- Long-Term relationship - we have been writing this coverage with this company for over 14 years
- A.M. Best Rated A- VII
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Program Parameters
- Minimum Attachment Point $100,000
- Target Attachment Points $100,000 to $350,000
- Maximum Limit of Liability $500,000
- Target Limits of Liability $100,000 to $250,000
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Availability
- AL, AR, AZ, CA, CO, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MD, ME, MI, MO, MS, MT, NC, NE, NM, NV, OK, PA, RI, SC, TN, TX, UT, VA, VT, WA, WV
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