provides a permanently leased owner/operator with a limited form of liability protection when they operate a covered vehicle solely for personal and non-economic purposes. Our Non-Trucking Liability/Physical Damage Program is what you’ve been looking for to round out your owner/operators’ coverage requirements when not under dispatch.
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Eligible Classes*
- Owner/Operators with a Permanent Signed Lease Agreement with a Carrier
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Available Products
- Non-Trucking Auto Liability
- Physical Damage
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Program Parameters
- Specified Perils and Collision
- $500,000 to $1,000,000 CSL
- $1,000 or $2,500 deductible
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Ineligible Classes*
- Concrete Aggregate Haulers
- Hazardous Materials Carriers
- Livestock
- Loggers
- Panel or Cargo Vans
- Pick-Ups (hot shot units)
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Eligibility Requirements
- Drivers age 23 years or older with commercial drivers’ license
- Vehicle age less than 20 years old for NTL, and less than 13 years old for physical damage
- Proof of primary liability coverage for leasing company with equal or higher limits than requested for NTL
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Availability
- Nationwide, except AK, HI, MA, NH and NY
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*Including but not limited to those listed
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