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Child Care - Commercial Operation
Overview
Tri-City Binding Authorities has a specialized program for child care - commercial operation. We offer a portfolio of exclusive products and services specifically designed for their unique needs. Our 10 point Service Promise along with these coverages give you and your insured one of the most comprehensive insurance solutions in the industry.

Program Features
  • “A” rated or better carriers
  • Available in All states except LA
  • Premium Financing offered with every Quote
  • Acord Applications accepted, supplemental and loss runs
  • $500 Minimum Premium
  • Special needs and drop-in with overnight exposure available
Lines of Coverage
  • Package or Monoline Property and GL
  • Inland Marine
  • Boiler & Machinery
  • Excess/ Umbrella
Property Coverage
  • Limits available: $50m TIV/ $25m per location/ $10m per building
  • All construction types
  • Minimum Deductible $1,000 - higher deductibles available
  • ACV or Replacement cost
  • Wind Not available in FL, Tier 1 gulf coast and Carolina’s
Optional Property Coverages available
  • Comprehensive and Flexible Underwriting Appetite
Liability Features
  • Primary Limits $1m/ $2m/ $1m with $5m Umbrella
  • First dollar Coverage
  • Expenses outside limit
  • Hired & Non Owned Auto available
  • Sexual abuse & molestation included with Assault & Battery Available
  • Definition of bodily injury broadened to include mental anguish
  • Rates based on average daily attendance
  • Employees including Directors, Assistant Directors & Teachers may be included as insured under Child Abuse or Molestation coverage
  • $5000 Medical Payment Coverage is provided on a primary basis for children enrolled at center for no additional charge
Download this fact sheet

Contact Information
 

Ph: 866.373.5607
bindit@tricityins.com
Fax: 312.876.1394
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