The BISYS Auto Dealers Program is a multi-line property/casualty program providing coverage for small to medium (typically $25,000 or smaller), primarily rural and suburban, auto or truck dealerships. This program is offered through an A+ XV rated carrier and is backed by our over 20 years of expertise writing auto related risks.
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Eligible Classes
- Non-franchised retail auto or truck dealers with no service or repair
- Non-franchised or franchised retail auto or truck dealers with service and/or repair if less than 40% of total revenues
- Small Auto Auctions / Wholesale dealers
Coverage offered
- Garage Liability
- Auto Liability
- General Liability
- Property
- Dealer Open Lot
- Inland Marine
- Various ancillary coverages required for dealers
Program Highlights
- Provides virtually all required coverages for eligible operations
- Also includes coverage for:
- Title E&O
- Truth-in-Lending E&O
- Federal Odometer Statute E&O
- AM Best A+ XV rated carrier
- In-house underwriting
Program Parameters
- $1,000 Min. Premium
- No Minimum or Maximum Size
- Deductibles:
- PPT and Light Commercial - $500
- All other commercial - $1000
- Property - $500 minimum
Limits
- Auto Liability: $1,000,000
- Other Than Auto Liability: $1,000,000 per occ & $2,000,000 aggregate
- Business Auto Physical Damage:
- $100,000 per PPT vehicle
- $250,000 per commercial types
- No-fault & Uninsured Motorist: per state requirements
- Medical Payments: $5,000
- Garage Liability (Dealers Only): $1,000,000
- Dealers Open Lot (Dealers Only): $300,000 per location & $500,000 per policy
- Hired Car Liability Limit: $1,000,000
- Non-Owned Auto Liability Limit: $1,000,000
- Garage Keepers Legal Liability: $ 250,000
- Property: $1,000,000 subject to construction, location and protection class
Availability
- All states, except: AL, AK, CT, DC, HI, KY, MA, ME, MN, ND, NH, RI, SD, and VT
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